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You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...
Having multiple credit cards is good for your credit score, so consider keeping your high-interest account open while you look for a new card with lower interest or better credit card rewards ...
The latest Consumer Price Index report (CPI) showed an overall price increase of 0.4% for all items, seasonally adjusted. It's not the biggest jump we've seen, but the CPI, which shows the average...
However, a combination of these seven payoff strategies can reduce your debt, lower your credit card APR and put you on the right track toward becoming debt free. 1. Try the avalanche method
Negotiating a lower interest rate. Call your credit card issuer and request a lower interest rate. You may be more likely to get a lower rate if you have a positive credit history (no late ...
This won't take your credit card interest to zero, but getting a lower APR can help you save money on interest -- and pay off credit card debt faster. 3. Pay off higher-interest cards first
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