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[91] [92] Another major employer is Umpqua Bank, which absorbed Sterling Bank and its Mountlake Terrace-based subsidiary Golf Savings Bank. [93] [94] Mountlake Terrace's businesses had $223 million in total taxable retail sales in 2016, growing by 46 percent over a five-year period.
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In 2012, the company changed the name of its bank from Sterling Savings Bank to Sterling Bank and laid off 6% of its workforce. [8] In March 2013, the company acquired American Heritage Holdings for $6.5 million. [9] In May 2013, the company acquired the Seattle-area operations of Boston Private Bank & Trust Company. [10]
The term 3-6-3 Rule describes how the United States retail banking industry operated from the 1950s to the 1980s. [1]: 51 The name 3-6-3 refers to the impression that bankers had a stable, comfortable existence by paying 3 percent interest on deposits, lending money out at 6 percent, and being able to "tee off at the golf course by 3 p.m." [1]: 51 [2]
Mortgage and refinance rates for Dec. 19, 2024: Average 30-year, 15-year rates move higher after Fed's quarter-point cut
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In 2006, they agreed to acquisition of Golden West Financial and its thrift, World Savings, by Wachovia Bank, The acquisition gave Wachovia an additional 285-branch network spanning 10 states. Wachovia greatly raised its profile in California, where Golden West held $32 billion in deposits and operated 123 branches. [ 10 ]
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