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Derek Antony Parfit FBA (/ ˈ p ɑːr f ɪ t /; 11 December 1942 – 2 January 2017 [3] [4]) was an English philosopher who specialised in personal identity, rationality, and ethics. He is widely considered one of the most important and influential moral philosophers of the late 20th and early 21st centuries. [5] [6] [7]
The mere addition paradox (also known as the repugnant conclusion) is a problem in ethics identified by Derek Parfit and discussed in his book Reasons and Persons (1984). The paradox identifies the mutual incompatibility of four intuitively compelling assertions about the relative value of populations.
Chart of a life insurance. Variable or indexed life insurance is a form of life insurance that has cash value linked to the performance of one or more investment accounts within the policy. Because of its investment features, insurance carriers in the United States typically register offerings of variable life insurance with federal and state ...
Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.
The least expensive type of life insurance is usually term life insurance. It provides coverage for a specific period — often 10, 20 or 30 years — and is typically much cheaper than permanent ...
Reasons and Persons is a 1984 book by the philosopher Derek Parfit, in which the author discusses ethics, rationality and personal identity.. It is divided into four parts, dedicated to self-defeating theories, rationality and time, personal identity and responsibility toward future generations.
Best: State Farm. In the most recent J.D. Power ranking of life insurance companies, issued in Oct. 2021, State Farm ranked #1 among individual life insurance providers, with a score of 822.
The insurance industry helps to eliminate risks (as when fire-insurance providers demand the implementation of safe practices and the installation of hydrants), spreads risks from individuals to the larger community, and provides an important source of long-term finance for both the public and private sectors.