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The process varies from provider to provider, but how you file a car insurance claim usually begins with a phone call, filling out an online form or using your insurance company’s app to begin ...
Wrongful death claims are often based upon death resulting from negligence, for example following a motor vehicle accident caused by another driver, a dangerous roadway or defective vehicle, product liability, and medical malpractice. [2] Dangerous roadway claims result from deaths caused in whole or in part by the condition of the roadway.
Plus, if the police arrive on the scene, they may file a motor vehicle report on your behalf; otherwise, you might be required to submit a self-reporting crash form online or by mail.
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Also, in Texas, if a law enforcement officer investigates a motor vehicle crash that results in injury, death or property damage of $1,000 or more, they are required to submit a crash report to ...
For automobile accidents in California, a plaintiff must show proof of financial responsibility (California Vehicle Code sections 16000-16078) to claim economical and non-economical damages. [38] Proving the minimum financial responsibility means that a person must be insured by the state's minimum coverage of insurance, which in some cases may ...
Critics of personal injury lawyers claim that litigation increases the cost of products and services and the cost of doing business. [16] For example, critics of medical malpractice lawyers argue that lawsuits increase the cost of healthcare, and that lawsuits may inspire doctors to leave medical practice or create doctor shortages.
If your car was only worth $4,000 at the time of an accident and you're looking at $4,500 in body work to fix it, it doesn't make sense for your insurer to pay the higher amount when it can ...