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  2. Are Fraud Alerts a Credit Savior or Saboteur? Here's ... - AOL

    www.aol.com/fraud-alerts-credit-savior-saboteur...

    A fraud alert lasts for one year, but you can renew it. You can set up a fraud alert online with any of the three credit bureaus: Equifax. Experian. TransUnion. You don't need to go through the ...

  3. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    Report fraud/identity theft: If you find suspicious activity on your credit reports, contact the credit bureaus and consider filing a police report. You may also consider freezing or locking your ...

  4. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    To spot these errors, it’s important to review your credit report at least once a year. You can get a free copy from each of the three main credit bureaus (Equifax, Experian and TransUnion) at ...

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. 2017 Equifax data breach - Wikipedia

    en.wikipedia.org/wiki/2017_Equifax_data_breach

    In both October 2017 and March 2018, Equifax reported that an additional 2.5 and 2.4 million American consumer records were accessed, respectively, bringing the total to 147.9 million. [ 42 ] [ 43 ] Equifax narrowed its estimate for UK consumers affected by the breach to 15.2 million in October 2017, [ 44 ] [ 45 ] of which 693,665 had sensitive ...

  7. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.

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