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2. USDA home loan - Wikipedia

   en.wikipedia.org/wiki/USDA_home_loan

   A USDA home loan is different from a traditional mortgage offered in the United States in several ways. USDA loans require no down payment, meaning that it is possible to finance up to 100% of the property value. One must meet the income restrictions for the county in which the buyer is interested. Each county has a maximum Income Requirement.

3. Zero-down mortgages are making a comeback - AOL

   www.aol.com/zero-down-mortgages-making-comeback...

   Instead, the program will allow buyers to pay for 97% of the home’s value with a first mortgage and then provide the remaining 3% (up to $15,000) in the form of a second mortgage.

4. Down payment - Wikipedia

   en.wikipedia.org/wiki/Down_payment

   The Federal Housing Administration has advocated lower down payments since its inception in 1934, and, currently, borrowers that qualify for an FHA loan pay only 3.5% for a down payment. With rising home prices in the years from 2000 to 2007, lenders were willing to accept smaller or no down payment (either through 100% financing, seller ...

5. Hard money loan - Wikipedia

   en.wikipedia.org/wiki/Hard_money_loan

   The loan amount the hard money lender is able to lend is determined by the ratio of loan amount divided by the value of the property. This is known as the loan to value (LTV). Many hard money lenders will only lend up to 65% of the current value of the property. [3] There is no such thing as 100% LTV for this type of transactions.

6. Should you use a home equity loan to pay for medical bills? - AOL

   www.aol.com/finance/home-equity-loan-for-medical...

   Home equity loans are also appealing because even though rates are relatively high — averaging 8.41% for home equity loans and 8.43% for HELOCs — they're still substantially lower than average ...

7. Zero percent down mortgages might help more first-time ... - AOL

   www.aol.com/finance/zero-percent-down-mortgages...

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