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Psychological contracts are largely reliant on promises between the employer and employee being kept, with trust being the basis for the social exchange. [20] A breach in the psychological contract occurs if employees perceive that their firm, or its agents, have failed to deliver on what they perceive was promised, or vice versa.
Loan agreements offered by regulated banks are different from those that are offered by finance companies in that banks receive a "banking charter" granted as a privilege and involving the "public trust". Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although ...
The distinction between indemnity and damages is subtle and may be differentiated by considering the roots of the law of obligations: how can money be paid if the defendant is not at fault? The contract before rescission is voidable but not void, so, for a period of time, there is a legal contract. During that time, both parties have legal ...
Banks that buy loan participations share in the profits of the lead bank. If a lending institution isn't doing much business on its own, or is in a slow market, it can team up with a profitable "lead bank" in a healthier market to generate more lending income. Buying participation loans is a way for banks to diversify their assets.
In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money.
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There are three forms of trust commonly studied in psychology: Trust is being vulnerable to someone even when they are trustworthy. Trustworthiness are the characteristics or behaviors of one person that inspire positive expectations in another person. Trust propensity is the tendency to make oneself vulnerable to others in general. [34]
A contract is an agreement that specifies certain legally enforceable rights and obligations pertaining to two or more parties. A contract typically involves consent [1] to transfer of goods, services, money, or promise to transfer any of those at a future date.
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