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Series EE savings bonds can be redeemed a year from purchase, but you won’t see the same level of returns if you cash in your bond before it matures in 20 years.
Date of purchase. Time to maturity. January – October 1980. 11 years. November 1980 – April 1981. 9 years. May 1981 – October 1982. 8 years. November 1982 – October 1986
Bonds are sold at less than face value, for example, a $50 Series EE bond may cost $25. ... you’ll lose the last three months of interest payments. ... You can cash in a savings bond one year ...
Series EE bonds and Series I bonds have a life of 30 years and cease accruing interest after maturity, but they can be redeemed any time after 12 months from purchase. Treasury has the authority to waive the 12-month holding period for bondholders residing in areas of natural disaster. [ 17 ]
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Losing a savings bond doesn’t mean the money paid for it or the interest earned on it is lost. As long as you’re able to provide some necessary information, the Treasury can help locate it.
Series I Savings Bond rates are set to change on May 1, 2024, when the new rates will be announced. To give some perspective, for Series I Bonds issued from November 2023 through April 2024, the ...
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