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2. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Credit counseling: Credit counseling is a free or low-cost option that helps consumers get a better handle on their debt. Often offered by nonprofit organizations or agencies, you’ll be ...

3. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   Here’s what to consider to help you determine if free debt consolidation is a good fit for you. ... Nonprofit debt consolidation only works if creditors agree with the proposed arrangement ...

4. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Just like debt relief companies, credit counseling agencies work with your creditors to negotiate a lower payment on your behalf. You’ll typically be charged a setup fee and a monthly fee for ...

5. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Debt consolidation loans involve money you borrow from a bank, credit union or other lending institution to pay the entire amount you owe to debtors and creditors. The entire debt is consolidated ...

6. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   A good debt relief company could potentially save you money by negotiating your debts with your creditors for you — but there’s no guarantee that all your debts will be settled, which means ...

7. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt consolidation takes place when you move two or more of your existing debts into one new debt, typically with the help of a product like a debt consolidation loan or a balance transfer credit ...