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  2. Pre-existing condition - Wikipedia

    en.wikipedia.org/wiki/Pre-existing_condition

    In the context of healthcare in the United States, a pre-existing condition is a medical condition that started before a person's health insurance went into effect. Before 2014, some insurance policies would not cover expenses due to pre-existing conditions.

  3. Pre-existing Condition Insurance Plan - Wikipedia

    en.wikipedia.org/wiki/Pre-existing_Condition...

    The Pre-existing Condition Insurance Plan (PCIP) was a form of health insurance coverage offered to uninsured Americans who were unable to obtain coverage because of a pre-existing condition. These provided coverage to as many as 350,000 people to fill the gap until the Affordable Care Act went into effect in 2014.

  4. Health insurance coverage in the United States - Wikipedia

    en.wikipedia.org/wiki/Health_insurance_coverage...

    In 2019 Gallup found that 25% of U.S. adults said they or a family member had delayed treatment for a serious medical condition during the year because of cost, up from 12% in 2003 and 19% in 2015. For any condition, 33% reported delaying treatment, up from 24% in 2003 and 31% in 2015. [24] Coverage gaps also occur among the insured population.

  5. Disability insurance - Wikipedia

    en.wikipedia.org/wiki/Disability_insurance

    Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for completion of core work functions. For example, the worker may be unable to maintain composure in the case of psychological ...

  6. Life Insurance vs. Disability Insurance: What’s the Difference?

    www.aol.com/finance/life-insurance-vs-disability...

    Subjectivity: Providers and policies differ on the definition of a disability, making it subjective and open to interpretation, while the triggering event for a life insurance policy is more clear ...

  7. Pet insurance and pre-existing conditions: What to understand

    www.aol.com/news/pet-insurance-pre-existing...

    Pet insurance providers generally don't cover pre-existing medical conditions. Here's what owners should understand.

  8. Medical underwriting - Wikipedia

    en.wikipedia.org/wiki/Medical_underwriting

    Moratorium underwriting is an alternative method of health insurance which primarily allows for applicants to receive cover without disclosing their entire medical history. Instead, individuals will typically have any pre-existing medical conditions excluded if those have developed within the past five years.

  9. 7 Pet Insurance Companies that Cover Pre-Existing Conditions

    www.aol.com/7-pet-insurance-companies-cover...

    It considers pre-existing conditions as any injury or illness you or your vet noticed before enrollment, before the policy’s effective date, or during the 15-day waiting period.

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