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2. Personal loans vs. credit cards: Which is better for you? - AOL

   www.aol.com/finance/personal-loans-vs-credit...

   Personal loans. Credit cards. Average interest rates. 11.91%. 20.75%. Repayment terms. Make fixed monthly payments during a set period, typically between 12 and 84 months

3. Personal loan vs. personal line of credit: What’s the ... - AOL

   www.aol.com/finance/personal-loan-vs-personal...

   Credit cards: The best credit cards offer benefits like cash back or travel points when you spend. While their rates are higher than personal loans or LOCs, you can avoid interest by paying off ...

4. Should you get a personal loan to pay off credit card debt? - AOL

   www.aol.com/finance/personal-loan-pay-off-credit...

   If you are able to secure a personal loan for your total of $12,000 in credit card debt with an APR of 10 percent, you will be able to contribute your $200 each month and start paying off more ...

5. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   For example, if your APR is 16% on your credit card and you consolidate $10,000 in debt with a new, 24-month personal loan with a 7.5 percent rate, you could save: Nearly $1,100 in interest fees ...

6. 5 best debt consolidation options

   www.aol.com/finance/5-best-debt-consolidation...

   The average credit card currently has an interest rate of nearly 21 percent, compared to 11.93 percent, which is the average rate for personal loans. That said, if you have excellent credit, you ...

7. Average credit score for personal loans - AOL

   www.aol.com/finance/average-credit-score...

   High interest rates for bad credit: While personal loan interest rates are lower than credit cards on average, personal loans often have high rate caps. Borrowers with bad or fair credit may be ...