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2. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

3. Forget Paying for Credit Repair. Fix Your Own Credit for Free

   www.aol.com/forget-paying-credit-repair-fix...

   As for your credit report, visit AnnualCreditReport.com and you'll get access to your credit report on file with each of those three credit bureaus. These are free to you once every week.

4. Bad check restitution program - Wikipedia

   en.wikipedia.org/wiki/Bad_Check_Restitution_Program

   A bad check restitution program (BCRP) is a program in the United States that works to retrieve funds from bad check writers in order to repay moneys owed to the recipients of the checks. In other words, these are debt collection operations. Many of these programs are operated by private companies that add fees that may exceed $200, regardless ...

5. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

6. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   The use of credit information in connection with applying for various types of insurance or in landlord background checks (for rental applications) has drawn similar amounts of scrutiny and criticism, because obtaining and maintaining employment, housing, transport, and insurance are among the basic functions of meaningful participation in ...

7. Bank fraud - Wikipedia

   en.wikipedia.org/wiki/Bank_fraud

   Bank fraud is the use of potentially illegal means to obtain money, assets, or other property owned or held by a financial institution, or to obtain money from depositors by fraudulently posing as a bank or other financial institution. [1] In many instances, bank fraud is a criminal offence.

8. Can closed accounts be removed from your credit report? - AOL

   www.aol.com/finance/closed-accounts-removed...

   Your credit utilization ratio: How much debt you carry compared to how much revolving credit (like credit cards) you have. This accounts for 30 percent of your score. This accounts for 30 percent ...

9. Can a goodwill letter get late payments removed from your ...

   www.aol.com/finance/goodwill-letters-payments...

   A well-crafted goodwill letter can sometimes convince creditors to remove the negative mark from your credit report. When writing your letter, be sure to highlight that it was an isolated incident ...