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  2. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

  3. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

  4. Millions hurt by credit repair firms to share $1.8 ... - AOL

    www.aol.com/millions-hurt-credit-repair-1...

    Checks will be mailed in coming weeks to 4.3 million consumers who were charged illegal advance fees or subjected to allegedly deceptive bait-and-switch advertising by Lexington Law, CreditRepair ...

  5. Check washing - Wikipedia

    en.wikipedia.org/wiki/Check_washing

    Check washing is the process of erasing details from checks to allow them to be rewritten, usually for criminal purposes such as fraudulent withdrawal from the victim's bank account. [ 1 ] Various steps can be taken by the writer of the check to reduce the possibility of falling victim to check washing.

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The use of credit information in connection with applying for various types of insurance or in landlord background checks (for rental applications) has drawn similar amounts of scrutiny and criticism, because obtaining and maintaining employment, housing, transport, and insurance are among the basic functions of meaningful participation in ...

  7. Bank fraud - Wikipedia

    en.wikipedia.org/wiki/Bank_fraud

    The bank fraud statute federally criminalizes check-kiting, check forging, non-disclosure on loan applications, diversion of funds, unauthorized use of automated teller machines (ATMs), credit card fraud, and other similar offenses. Section 1344 does not cover certain forms of money laundering, bribery, and passing bad checks.

  8. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A well-crafted goodwill letter can sometimes convince creditors to remove the negative mark from your credit report. When writing your letter, be sure to highlight that it was an isolated incident ...

  9. Credit card fraud - Wikipedia

    en.wikipedia.org/wiki/Credit_card_fraud

    When a credit card is lost or stolen, it may be used for illegal purchases until the holder notifies the issuing bank and the bank puts a block on the account. Most banks have free 24-hour telephone numbers to encourage prompt reporting. Still, it is possible for a thief to make unauthorized purchases on a card before the card is cancelled.

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