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2. I've Never Canceled a Credit Card. Here's Why - AOL

   www.aol.com/ive-never-canceled-credit-card...

   Let's say that you have one credit card with a $1,000 balance and a $4,000 limit, and another credit card with no balance and a $1,000 limit. Currently, you're using 20% of your available credit ...

3. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

4. What is a negative balance on your credit card? - AOL

   www.aol.com/finance/negative-balance-credit-card...

   For example, if you have a zero balance, your credit card issuer will give your credit limit a temporary increase. So, if you have a limit of $5,000 and receive a statement credit for $170, your ...

5. How to cancel or close a credit card - AOL

   www.aol.com/finance/cancel-close-credit-card...

   Credit Card 3: $1000 credit limit with no charges Across the three accounts, you have $3,000 in available credit and you have $500 in outstanding balances. Your utilization rate is almost 17% ...

6. Cut off? What to do if your credit card issuer lowered your limit

   www.aol.com/finance/cut-off-credit-card-issuer...

   When a credit card issuer lowers the limit on a card that has a balance, though, the debt-to-credit limit ratio will be inflated and can have a serious negative effect on your credit scores.

7. My new card has a lower credit limit than I expected - AOL

   www.aol.com/finance/card-lower-credit-limit...

   When you apply, the issuer assesses the stated annual income on your card application and weighs what sort of credit limit it can support, while also taking into account your other stated ...

8. How to Decide if a Credit Card's Annual Fee Is Worth It - AOL

   www.aol.com/decide-credit-cards-annual-fee...

   If you prefer a credit card without an annual fee, review our list of the best no annual fee credit cards to explore your options. Alert: highest cash back card we've seen now has 0% intro APR ...

9. What is credit card churning? - AOL

   www.aol.com/finance/credit-card-churning...

   If you’ve had a card for more than a year and it’s no longer working for you — perhaps the annual fee is too high or you’re no longer spending much in the card’s bonus categories — a ...