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  2. Homebuyer education courses: What are they and should you ...

    www.aol.com/finance/homebuyer-education-courses...

    Low cost: Homebuyer courses range from free to up to $125 or more, which includes all materials you’ll need to complete the course. Even better, some programs will credit the amount you spend on ...

  3. How to read and compare mortgage loan estimates - AOL

    www.aol.com/finance/read-compare-mortgage-loan...

    Key takeaways. A mortgage loan estimate is a standard three-page document detailing the estimated costs, structure and other terms of the loan. Mortgage lenders are required by law to provide ...

  4. Loan officer - Wikipedia

    en.wikipedia.org/wiki/Loan_officer

    Mortgage loan officers in the United States must have a Mortgage Loan Originator (MLO) license. To become licensed, they must complete at least 20 hours of coursework, pass an exam, and submit to background and credit checks. Licenses must be renewed annually, and individual states may have additional requirements. [3]

  5. Real estate license - Wikipedia

    en.wikipedia.org/wiki/Real_estate_license

    A real estate license is an authorization issued by a government body to give agents and brokers the legal authority to represent a home seller or buyer in a real estate transaction. Real estate agents and real estate brokers are required to be licensed when conducting real estate transactions in the United States and in a small number of other ...

  6. Mortgage loan originators: What are they and what do ... - AOL

    www.aol.com/finance/mortgage-loan-originators...

    How much are mortgage origination fees? A mortgage origination fee is a lender’s charge you pay at closing to cover the cost of initiating, processing and funding your home loan. In general, you ...

  7. California Department of Real Estate - Wikipedia

    en.wikipedia.org/wiki/California_Department_of...

    A real estate license must be obtained from the DRE in order to engage in the real estate business and to act in the capacity of a real estate broker or salesperson within the State of California. Before applying for a license, all education and experience requirements mandated by the Department must be fulfilled. [6]

  8. California Department of Financial Protection and Innovation

    en.wikipedia.org/wiki/California_Department_of...

    The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others. Additionally ...

  9. How much are closing costs when selling a house? - AOL

    www.aol.com/finance/much-closing-costs-home...

    The cost can vary from a few hundred dollars to $1,500 or more, according to data from My Mortgage Insider. Escrow fees: If any funds are held in escrow during the course of the transaction, there ...

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