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The duty to defend is a contractual indemnitor or liability insurer's duty to defend the insured or indemnified party against claims. It is generally broader than the duty to indemnify and may cover defense against claims where ultimately no damage is awarded, and possibly even against claims that would not be covered by the duty to indemnify. [1]
A reservation of rights permits an insurer to fulfill its broad duty to defend [4] while avoiding waiver, estoppel, or forfeiture of rights [5] or being bound by a judgment entered against its policyholder [6] and serves to warn the policyholder to take steps to protect oneself from the reserving insurer. [7]
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Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
Even areas that impose a duty to retreat generally follow the "castle doctrine", under which people have no duty to retreat when they are attacked in their homes, or (in some places) in their vehicles or workplaces. The castle doctrine and "stand-your-ground" laws provide legal defenses to persons who have been charged with various use-of-force ...
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A government policy statement is a declaration of a government's political activities, plans and intentions relating to a concrete cause or, at the assumption of office, an entire legislative session. In certain countries they are announced by the head of government or a minister of the parliament.
The words “deny,” “defend” and “depose” written on shell casings found at the site where UnitedHealthcare CEO Brian Thompson was fatally wounded on Wednesday near a Manhattan hotel ...