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  2. California FAIR Plan - Wikipedia

    en.wikipedia.org/wiki/California_FAIR_Plan

    [1] [2] [3] The FAIR Plan was established in August 1968 by a statutory amendment to the California Insurance Code (specifically, section 10091 et seq. [4] [5]), and is regulated by the office of the California Insurance Commissioner. The plans are typically more expensive and provide less coverage than commercial plans. [6]

  3. California FAIR Plan insurance: What it is and how it works - AOL

    www.aol.com/finance/california-fair-plan...

    The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.

  4. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    A guide to help you understand homeowners insurance policies and coverage types. ... In California, ... Personal Property: $125,000. Coverage D, Loss of Use: $50,000. Coverage E, Liability ...

  5. 1988 California Proposition 103 - Wikipedia

    en.wikipedia.org/wiki/1988_California...

    Proposition 103, titled Insurance Rate Reduction and Reform Act, was a California ballot proposition voted on in the 1988 California General Election. It passed with 51% of the vote on November 8, 1988. [1] Proposition 103 expanded the regulatory capacities of the California Department of Insurance, especially in property and casualty insurance.

  6. California's home insurance crisis: What went wrong, how it ...

    www.aol.com/news/californias-home-insurance...

    But there are steps at-risk homeowners can take now to secure coverage and at lower prices. ... 72,000 insurance policies in California, ... that it wouldn’t renew 72,000 property owner policies ...

  7. California Department of Insurance - Wikipedia

    en.wikipedia.org/wiki/California_Department_of...

    Its budget is primarily derived from funds generated by license fees, assessments, and Proposition 103 recoupment fees. The CDI licenses over 1,500 insurance companies and more than 320,000 insurance agents and insurance brokers in the state of California, United States. The current California Insurance Commissioner is Ricardo Lara.

  8. How much homeowners insurance do I need? - AOL

    www.aol.com/finance/much-homeowners-insurance...

    Coverage C of your home insurance policy provides financial protection for your personal property. Your personal property could be covered on an open-peril basis or a named-peril basis.

  9. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...