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  2. Historical CD interest rates: 1984-2025 - AOL

    www.aol.com/finance/historical-cd-interest-rates...

    The national average five-year CD yield was 1.42 percent APY. CD rates have decreased from their current-cycle peak in 2023. But CDs and savings accounts are still outpacing inflation. “Interest ...

  3. You Can Do Better Than CDs. Invest in This Instead - AOL

    www.aol.com/better-cds-invest-instead-100022257.html

    But in the past year, the S&P 500 has gained 33.69%. $10,000 invested in the S&P 500 index one year ago would be worth about $13,369 today, while a 4.70% APY CD would only be worth $10,470. That's ...

  4. How much should you keep in a CD? Balancing safety and ... - AOL

    www.aol.com/finance/how-much-in-certificate-of...

    Even with some high-yield CDs earning around 4.50% APY, ... The best CDs continue to offer about 4.5% APY — or about 1.5 points higher than the current inflation rate — with higher rates on ...

  5. Best CD rates today: You still have time to lock in ...

    www.aol.com/finance/best-cd-rates-today-you...

    And while you might have needed to buy terms of 12 months or longer to maximize your earning potential in the past, today's competitive high-rate environment means you can lock in 5% APY and ...

  6. Best CD rates today: Outpace inflation with historically high ...

    www.aol.com/finance/best-cd-rates-today-outpace...

    Yet today's competitive high-rate environment means you can lock in up to 5% APY and higher — at least 10 times the 0.47% national average of a traditional savings account — on short-term CDs ...

  7. And while in the past you needed to buy terms of 12 months or longer to maximize your earning potential, today's competitive high-rate environment means you can lock in 5% APY and higher on short ...

  8. Best CD rates today: Lock in high APYs of 5% and up ... - AOL

    www.aol.com/finance/best-cd-rates-today-lock-in...

    Best CD rates today: Lock in high APYs of 5% and up ahead of today's key inflation report — April 10, 2024 ... The APY is the amount of interest the CD earns in a year — including compounding ...

  9. Best CD rates today: Protect your savings with high ... - AOL

    www.aol.com/finance/best-cd-rates-today-protect...

    The best rates of return are offered by FDIC-insured digital banks and online accounts with yields of up to 5.40% APY on a 12-month term with minimum requirements at BMO Alto and Forbright Bank ...