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Liability insurance may seem like just one more expense eating into your profits. But the risk of not having it is far worse than the monthly cost. If you own a small business, liability insurance ...
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
And basic liability insurance — the minimum required by law — only covers damage you cause to other people and their property. ... Just make sure you can comfortably afford the higher out-of ...
Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
AmTrust Financial Services, Inc., is a New York City-based multinational property and casualty insurance company, offering workers’ compensation, general liability, business owners policies (BOP), cyber liability, employment practices liability (EPLI) and more.
In an annual Allianz survey of businesses, insurance brokers and risk consultants that the financial firm released this month, climate change jumped from No. 7 last year to No. 5 among the top ...
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