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2. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   Preapproval can help you narrow down your choices and find cards with high approval odds. ... if you’re approved for a credit card and offered a credit limit of $10,000, you’ll want to make ...

3. Floor limit - Wikipedia

   en.wikipedia.org/wiki/Floor_limit

   The term floor limit comes from the days when it was the maximum amount which could be approved on the floor (of the retailer), beyond which the cash register operator would have to call for approval. Floor limits were of more significance when most credit card merchants processed transactions by taking a physical imprint of the card rather ...

4. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   So if a person has one credit card with a used balance of $500 and a limit of $1,000 as well as another with a used balance of $700 and $2,000 limit, the average ratio is 40 percent ($1,200 total used divided by $3,000 total limits). If the first credit card company raises the limit to $2,000, the ratio lowers to 30 percent, which could boost ...

5. Card scheme - Wikipedia

   en.wikipedia.org/wiki/Card_scheme

   Card schemes are payment networks linked to payment cards, such as debit or credit cards, of which a bank or any other eligible financial institution can become a member. By becoming a member of gets the possibility to issue cards or acquire merchants operating on the network of that card scheme.

6. What is an Instant Use Credit Card and How Do They Work - AOL

   www.aol.com/finance/instant-credit-card...

   Instant credit card number: Credit card issuers offering instant approval typically give you a digital card number that you can use online or in your digital wallet. Sometimes this number matches ...

7. I Got a ‘Free’ $4,000 Flight With My AmEx Gold Card — Does It ...

   www.aol.com/got-free-4-000-flight-164546882.html

   The term “Gold Card” is so widely used in the credit card industry that it’s lost nearly all of its meaning. But American Express is trying to bring the gold standard back with their ...