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  2. What is accident forgiveness? - AOL

    www.aol.com/finance/accident-forgiveness...

    Is accident forgiveness worth having? Accident forgiveness may be worth adding to your policy, even if there is a cost involved. If you are generally a safe driver and rarely, if ever, file claims ...

  3. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    Many insurers offer accident forgiveness. What this means exactly varies from insurer to insurer, but in general, it means your rates won’t go up after your first at-fault accident.

  4. 7 Steps to take after a car accident - AOL

    www.aol.com/finance/7-steps-car-accident...

    Having options like accident forgiveness on your policy may shield your rate from an increase, but the coverage has to be in place prior to an at-fault accident. Each insurance company weighs ...

  5. Car insurance for a hit-and-run: What you need to know - AOL

    www.aol.com/finance/hit-run-insurance-193410354.html

    If you have accident forgiveness, however, you may not see an increase. If you know who hit you, on the other hand, you may be able to file a claim against the other person’s insurance policy.

  6. How to get car insurance for new drivers - AOL

    www.aol.com/finance/car-insurance-drivers...

    Accident forgiveness: Some insurers offer an accident forgiveness endorsement that will prevent your premiums from rising after an accident. Keep in mind that not all accidents are covered and ...

  7. Act of God - Wikipedia

    en.wikipedia.org/wiki/Act_of_God

    In legal usage in the English-speaking world, an act of God, act of nature, or damnum fatale ("loss arising from inevitable accident") is an event caused by no direct human action (e.g. severe or extreme weather and other natural disasters) for which individual persons are not responsible and cannot be held legally liable for loss of life, injury, or property damage.

  8. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    Accident forgiveness coverage may not be offered by every insurance provider or be available in every state. Some carriers allow any eligible policyholder to purchase accident forgiveness coverage ...

  9. Difference between a citation and a speeding ticket - AOL

    www.aol.com/finance/difference-between-citation...

    Also called accident forgiveness, ticket forgiveness in car insurance refers to a policy endorsement that protects a driver from premium rate increases following their first at-fault accident or ...

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