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  2. These are the best debt relief options — which is ... - AOL

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    Debt consolidation Consolidating makes the most sense if you qualify for a lower rate than what you had on one or more of your previous debts. Another debt consolidation pro : It can make the ...

  3. Debt relief: Pros and cons - AOL

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    Debt consolidation takes place when you move two or more of your existing debts into one new debt, typically with the help of a product like a debt consolidation loan or a balance transfer credit ...

  4. What is a debt consolidation loan — and can it help you lower ...

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    A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

  5. How to consolidate debt without hurting your credit

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    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  6. What are debt relief companies and how do they work? - AOL

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    Key takeaways. Debt relief can take three forms: debt settlement, consolidation and management. Working with a debt management company can result in less debt or a faster payoff — but there are ...

  7. Best debt relief options for credit card debt - AOL

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    Balance transfer credit cards offer another form of debt consolidation. In this scenario, you transfer your existing balances from high-interest cards to one new card with more favorable terms.

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  9. How to pay off credit card debt - AOL

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    The best debt consolidation loans tend to carry lower interest rates than credit cards, so if you meet the qualifications, you may be able to save money on your credit card debt. The bottom line

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