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2. 'One of the most insane interest rates I've ever seen ... - AOL

   www.aol.com/finance/one-most-insane-interest...

   'One of the most insane interest rates I've ever seen': This 26-year-old Houston woman has a $21,000 auto loan at 29% for a car that now may only be worth $8,700.

3. Effective interest rate - Wikipedia

   en.wikipedia.org/wiki/Effective_interest_rate

   The effective interest rate is calculated as if compounded annually. The effective rate is calculated in the following way, where r is the effective annual rate, i the nominal rate, and n the number of compounding periods per year (for example, 12 for monthly compounding): [1]

4. Federal funds rate - Wikipedia

   en.wikipedia.org/wiki/Federal_funds_rate

   Inflation (blue) compared to federal funds rate (red) Federal funds rate vs unemployment rate In the United States, the federal funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight on an uncollateralized basis.

5. Fixed vs. variable interest rates: How these rate types work ...

   www.aol.com/finance/fixed-vs-variable-interest...

   Generally, fixed rates offer higher savings on interest-earning products when the federal funds rate — or Fed rate — is high. This is particularly true when the Federal Reserve is signaling ...

6. Monetary policy - Wikipedia

   en.wikipedia.org/wiki/Monetary_policy

   This interest rate target is usually reviewed on a monthly or quarterly basis by a policy committee. [19] Changes to the interest rate target are made in response to various market indicators in an attempt to forecast economic trends and in so doing keep the market on track towards achieving the defined inflation target.

7. Interest rate parity - Wikipedia

   en.wikipedia.org/wiki/Interest_rate_parity

   Interest rate parity is a no-arbitrage condition representing an equilibrium state under which investors interest rates available on bank deposits in two countries. [1] The fact that this condition does not always hold allows for potential opportunities to earn riskless profits from covered interest arbitrage.