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  2. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The average FICO Score 8 in the US was 710 in 2020 [20] and 716 in April 2021. [21] The FICO bankcard score, FICO auto score, FICO personal finance score, and FICO installment loan score are between 250 and 900. The FICO Mortgage Score and FICO Score XD 2 are between 300 and 850. [22] [23] Higher scores indicate lower credit risk. [24]

  3. Residents of These 8 States Have the Best Average Credit ...

    www.aol.com/residents-8-states-best-average...

    The average FICO score in 2024 is 717. While this score falls into the Good category, a study by WalletHub reveals that eight states have average credit scores higher than the national average.

  4. Here's How Many Americans Have a Credit Score of 717 ... - AOL

    www.aol.com/heres-many-americans-credit-score...

    Credit scores in the U.S. range from 300 to 850, and are generally categorized from "poor" to "excellent." Here's a look at FICO's breakdown: Excellent: 800 to 850. Very Good: 740 to 799. Good ...

  5. Average FICO Scores increased the most in these 9 cities - AOL

    www.aol.com/finance/average-fico-scores...

    Credit scores are up over the past five years at the national level as well as in every U.S. state and metropolitan area, according to a new review of anonymized and aggregated Experian data. From ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    In zip codes that were majority Latino, 31.4% of individuals had a credit score of less than 620, and only 47.3% had credit scores greater than 700. [ 41 ] 2012 study examined the credit scores for about 200,000 consumers finding the median FICO score in majority minority zip codes was in the 34th percentile, while it was in the 52nd percentile ...

  7. FICO - Wikipedia

    en.wikipedia.org/wiki/FICO

    FICO scores are based on credit reports and "base" FICO scores range from 300 to 850, [3] while industry-specific scores range from 250 to 900. [11] Lenders use the scores to gauge a potential borrower's creditworthiness. [12] Fannie Mae and Freddie Mac first began using FICO scores to help determine which American consumers qualified for ...

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