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2. Today’s best CD rates: Earn up to 4.65% - AOL

   www.aol.com/finance/earn-4-65-apy-check...

   Large, national banks like Chase, PNC, and U.S. Bank focus on attracting customers through more profitable products, such as loans and credit cards, rather than CDs.

3. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Benefits of a CD. Your money is safe. Your initial deposit and interest earned are insured for up to $250,000 per depositor, per institution, by the FDIC or NCUA, making them a safe investment ...

4. How to invest with CDs - AOL

   www.aol.com/finance/invest-cds-081806092.html

   $5,000 in a no-penalty CD with a 4.00 percent APY: While this yield is equal to the bank’s standard 1-year CD, it’s still higher than the bank’s 3-month CD.

5. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...

6. Top CD Rates Today: January 3 — Earn Up To 4.65% APY - AOL

   www.aol.com/finance/top-cd-rates-today-january...

   Your CD investment at an insured bank or credit union is protected up to $250,000, offering you a sense of security. CDs generally come without monthly maintenance fees, ...

7. What to do when your CD matures in a falling-rate environment

   www.aol.com/finance/cd-matures-falling-rate...

   When a CD matures, you face a decision: reinvest the principal (and possibly interest) into another CD, find a new investment, or simply hold onto the cash. Here are some of your options. Keep the ...