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  2. Pag-IBIG Fund - Wikipedia

    en.wikipedia.org/wiki/Pag-IBIG_Fund

    The loan had a lower interest rate compared to the prevailing rate in the market and payable in longer terms. Pag-IBIG Fund offers a home loan at a low interest rate of 4.5% (for ₱450,000 loan) with a loan term of up to 30 years. A qualified member can get a maximum loan amount of up to ₱6 million.

  3. Best retirement plans for the self-employed - AOL

    www.aol.com/finance/best-retirement-plans-self...

    A SEP IRA allows the self-employed to create a retirement plan for themselves as well as employees. This kind of plan offers a tax-deferred or tax-free way to save – on either a pre-tax or after ...

  4. How to Plan for Retirement if You're Self-Employed - AOL

    www.aol.com/finance/plan-retirement-youre-self...

    No self-employed person has to be envious of other workers’ pensions, IRAs, or 401(k)s with these approaches to retirement planning you can do largely on your own.

  5. 5-6 moneylending - Wikipedia

    en.wikipedia.org/wiki/5-6_moneylending

    The Bombay 5-6 moneylending system is an informal lending practice prevalent in the Philippines, historically associated with small-scale, short-term loans provided by Indian-Filipino lenders, often colloquially called “Bombay.” This system is named "5-6" due to its interest structure: for every PHP 5 borrowed, borrowers repay PHP 6 ...

  6. Defined benefit pension plan - Wikipedia

    en.wikipedia.org/wiki/Defined_benefit_pension_plan

    Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental ...

  7. Here's how the self-employed can save on taxes and help ... - AOL

    www.aol.com/finance/heres-self-employed-save...

    Folks in business for themselves may also choose a solo 401(k), a retirement plan for self-employed people without employees (except possibly a spouse). This year, your pre-tax total contribution ...

  8. Government Service Insurance System - Wikipedia

    en.wikipedia.org/wiki/Government_Service...

    The GSIS was the first government agency in the Philippines to adopt the Unified Multi-Purpose ID System, "which aims to streamline and harmonize the identification systems of all government agencies and government-owned and controlled corporations through the use of a unified multi-purpose ID". [8]

  9. A complete guide to SEP IRAs: Why those who are self-employed ...

    www.aol.com/finance/complete-guide-sep-iras-why...

    About 16.5 million people in the U.S. are self-employed, according to 2023 data from the Bureau of Labor Statistics. For many of these workers, planning for retirement has its own quirks and ...

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