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  2. First-time homebuyer guide - AOL

    www.aol.com/finance/first-time-homebuyer-guide...

    First-time homebuyer programs offer mortgages with low down payment requirements and other favorable terms or assistance. Buying a new house involves many steps, from securing a mortgage to ...

  3. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    Included a first-time home buyer refundable tax credit for purchases on or after April 9, 2008 and before July 1, 2009 equal to 10 percent of the purchase price of a principal residence, up to $7,500. Phased out the credit for taxpayers with incomes over $75,000 ($150,000 for joint returns).

  4. What is the first-time homebuyer tax credit? - AOL

    www.aol.com/finance/first-time-homebuyer-tax...

    The first-time homebuyer tax credit no longer exists; the U.S. government offered this program for first-time homebuyers from 2008-2010. A first-time homebuyer tax credit offers a direct reduction ...

  5. Mortgage Credit Certificate - Wikipedia

    en.wikipedia.org/wiki/Mortgage_Credit_Certificate

    The MCC program is designed to help first-time homebuyers offset a portion of their mortgage interest on a new mortgage as a way to help homebuyers qualify for a loan. Because it is a tax credit and not a tax deduction , mortgage lenders will often use the estimated amount of the credit on a monthly basis as additional income to help the ...

  6. 10 first-time homebuyer tips: How to get that house - AOL

    www.aol.com/finance/10-first-time-homebuyer-tips...

    The U.S. housing market is as challenging as ever for homebuyers, with mortgage rates close to a 23-year high, housing prices near an all-time record and inventory tight across the nation. Still ...

  7. What You Need to Know About the Housing Credit - AOL

    www.aol.com/news/2011-01-02-what-you-need-to...

    The Homebuyer Assistance and Improvement Act of 2010, signed into law by President Obama in July 2010, modified the terms of the existing first-time homebuyer's credit. The new law extended the ...

  8. Biden to Offer $15,000 First-Time Homebuyer Tax Credit - AOL

    www.aol.com/biden-offer-15-000-first-204040439.html

    The first-time homebuyer credit was a tax credit for individuals and families who purchased a new home between April 9, 2008 and April 30, 2010, according to the IRS.

  9. First-time homebuyer qualifications - AOL

    www.aol.com/finance/first-time-homebuyer...

    You can be a “first-time homebuyer” — and get financial aid — even if you’ve owned a place before. ... At least a 620 credit score (some programs require at least 640 or 680)

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