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Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.
States allowing self-insurance. Minimum self-insurance requirements. California. $35,000 cash deposit or surety bond. Connecticut. $50,000 cash or its equivalent for first vehicle, $60,000 for the ...
Second and subsequent convictions. If you are caught driving uninsured in California more than once within a span of three years, the fine significantly increases to an amount between $200 and ...
Caused a crash: Added yearly cost of $1,064 (Biggest increase seen in California with average increase of $1,764 per year). DUI: Added yearly cost of $1,500 (This varies wildly depending on the ...
The Maryland Automobile Insurance Fund (MAIF) was created in 1972 by the Maryland General Assembly as a residual market mechanism with the goal of providing automobile insurance to individuals who may not have qualified for automobile insurance in the private market. [citation needed] In 2006, MAIF was the sixth largest writer of private ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
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