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  2. Understanding Risk Tolerance and Its Impact on Investment ...

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    Having a moderate risk tolerance means you might be willing to deal with market volatility or a slightly greater chance of losing your stake for the opportunity to realize higher returns.

  3. Ask an Advisor: How Much Does My Risk Tolerance Matter ...

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    “When risk tolerance and risk capacity line up similarly, decisions on portfolio design may be straightforward,” says Edward Jastrem, chief planning officer at Heritage Financial Services.

  4. A beginner’s guide to investment styles and which one works ...

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    Unsurprisingly, growth stocks tend to have above-average growth rates of revenue and earnings, ... The right style for you will depend on your financial goals, risk tolerance, temperament and ...

  5. Risk aversion - Wikipedia

    en.wikipedia.org/wiki/Risk_aversion

    Risk aversion explains the inclination to agree to a situation with a lower average payoff that is more predictable rather than another situation with a less predictable payoff that is higher on average. For example, a risk-averse investor might choose to put their money into a bank account with a low but guaranteed interest rate, rather than ...

  6. Asset allocation - Wikipedia

    en.wikipedia.org/wiki/Asset_allocation

    The average return during recessions was -1.96% per year, versus 7.72% per year during expansions. The reward for the average investor over the period 1960 to 2017 is a compounded return of 3.39% points above the risk-less rate earned by savers. [20]

  7. Modern portfolio theory - Wikipedia

    en.wikipedia.org/wiki/Modern_portfolio_theory

    Betas exceeding one signify more than average "riskiness" in the sense of the asset's contribution to overall portfolio risk; betas below one indicate a lower than average risk contribution. ( E ⁡ ( R m ) − R f ) {\displaystyle (\operatorname {E} (R_{m})-R_{f})} is the market premium, the expected excess return of the market portfolio's ...

  8. I'm 31 years old and spent my 20s stuffing money into ...

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    It’s based on your unique personal circumstances, such as age, income and risk tolerance, and might include goals such as building an emergency fund, paying down debt, buying a house, paying for ...

  9. Risk aversion (psychology) - Wikipedia

    en.wikipedia.org/wiki/Risk_aversion_(psychology)

    Most theoretical analyses of risky choices depict each option as a gamble that can yield various outcomes with different probabilities. [2] Widely accepted risk-aversion theories, including Expected Utility Theory (EUT) and Prospect Theory (PT), arrive at risk aversion only indirectly, as a side effect of how outcomes are valued or how probabilities are judged. [3]