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2. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

3. Universal Life Insurance: Benefits, Drawbacks & Costs ... - AOL

   www.aol.com/finance/universal-life-insurance...

   Universal life insurance is a type of permanent life insurance that offers both a death benefit and a cash value component – the latter of which can grow over time.

4. Universal life insurance - AOL

   www.aol.com/finance/universal-life-insurance...

   Universal life insurance can be more expensive than some other types of life insurance. Choosing life insurance is a big decision, especially when there are so many options to consider.

5. What Are the Pros and Cons of Indexed Universal Life Insurance?

   www.aol.com/pros-cons-indexed-universal-life...

   Indexed universal life insurance falls under the umbrella of universal insurance, but there are some key differences. The primary difference is that stock indexes like the S&P 500 and Nasdaq 100 ...

6. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   There are several types of universal life insurance policies, including interest-sensitive (also known as "traditional fixed universal life insurance"), variable universal life (VUL), guaranteed death benefit, and has equity-indexed universal life insurance. Universal life insurance policies have cash values. Paid-in premiums increase their ...

7. Indexed universal life - Wikipedia

   en.wikipedia.org/wiki/Indexed_universal_life

   Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1]