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Adjustable rate mortgage or ARM - A mortgage where the interest rate adjusts relative to a specified index + margin. E.g. COFI, LIBOR etc.; Hybrid ARM - An adjustable rate mortgage where the initial 'start' rate is fixed for some portion of time (3,5,7, or 10 years) thereafter the interest rate adjusts (yearly or bi-annually) based on the sum of a specified index + margin.
Average mortgage rates for popular terms are finally inching down week over week as of Monday, December 2, 2024, with the 30-year fixed purchase rate retreating from 7.00%.
The average rate for shorter 15-year terms is 6.19% for purchase and 6.20% for refinance, down 11 basis points from 6.30% for purchase and 10 basis points from 6.30% for refinance this time last week.
Average rates for popular mortgage terms inch in opposite directions as of Wednesday, November 13, 2024, with benchmark 30-year rates moving away from 7.00%, while 15-year rates crawl higher.
Average mortgage rates open the Thanksgiving holiday week higher as of Monday, November 25, 2024, with 30-year benchmark terms at just under 7.00%.
See today's average mortgage rates for a 30-year fixed mortgage, ... Your loan term. While the 30-year mortgage remains a popular way for Americans to purchase homes, you can find terms of 20 ...
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