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A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...
The Citi Diamond Preferred has no annual fee and currently offers 0% APR for 21 months from the date of the first transfer. It also has a 0% introductory period for purchases, which lasts a ...
When I performed my balance transfer with the Citi Simplicity® Card* for $4,000, I had a balance transfer fee of $200 and an intro APR period of 21 months. So I divided $4,200 by 21 months and ...
Intro balance transfer APR offer: 0 percent for 21 months on transfers made in the first 60 days of account opening. Intro purchase APR offer: 21 months from account opening Ongoing APR: 18.74 ...
The most important reason consumers pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start ...
Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 to a balance transfer card, you could pay an extra $150 to $250 in fees.
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