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A 620 credit score meets or exceeds the minimum criteria for several popular types of mortgages, including: Conventional loans: These loans are provided and backed by private lenders, rather than ...
Credit score minimum. Conventional loan. 620 or 660 depending on program. FHA loan. 580 (or 500 with a minimum 10 percent down payment) VA loan. No official requirement, but typically 620.
The minimum credit score required for a conventional loan is 620, while other mortgages require scores between 500 and 700. A higher credit score usually translates to a lower interest rate.
Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...
Minimum credit score requirements can vary depending on the loan program and they may differ from lender to lender as well. For example, you typically need a FICO Score of 620 or higher to be ...
You’ll need at least a 620 credit score and a down payment of 3 to 5 percent to qualify. FHA loans: FHA loans , insured by the Federal Housing Agency (FHA), have more flexible financial ...
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