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2. Is 620 a good enough credit score to buy a house? - AOL

   www.aol.com/finance/620-good-enough-credit-score...

   FHA loans: A 620 score is well above the minimum for an FHA loan, a popular type of mortgage for first-time homebuyers. Applicants need a score of at least 500 with a 10 percent down payment.

3. HomeReady mortgage guide - AOL

   www.aol.com/finance/homeready-mortgage-guide...

   To qualify for a HomeReady mortgage, you’ll need: A 620 minimum credit score. ... You can buy the same type of home with a credit score as low as 620 with a HomeReady mortgage. FAQ.

4. How to improve your credit score for a mortgage - AOL

   www.aol.com/finance/improve-credit-score...

   Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

5. What is a good credit score to buy a house? - AOL

   www.aol.com/finance/credit-score-needed-buy...

   Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...

6. Best lenders for low- and no-down payment mortgages in 2024 - AOL

   www.aol.com/finance/best-low-no-down-payment...

   Pros and cons of low- and no-down payment home loans Pros. ... 620 credit score. Flexible underwriting. Flexible underwriting. 580 credit score (500-579 score with 10% down) Income limits.

7. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   Loan type. Credit score minimum. Conventional loan. 620 or 660 depending on program. FHA loan. 580 (or 500 with a minimum 10 percent down payment) VA loan. No official requirement, but typically ...

8. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.

9. Best mortgage lenders for bad credit in 2024 - AOL

   www.aol.com/finance/best-mortgage-lenders-bad...

   Veterans United Home Loans. 620 for conventional and VA loans. 3% for conventional loans, 3.5% for FHA loans, none for VA and USDA loans ... What is the lowest credit score needed for a mortgage?