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  2. PIP insurance in Michigan - AOL

    www.aol.com/finance/pip-insurance-michigan...

    In order to opt out of Michigan PIP insurance, drivers must have Medicare (Parts A and B), and all household members must have alternate insurance coverage for car accident injuries. Like all no ...

  3. Some Michigan drivers see no savings on auto insurance after ...

    www.aol.com/michigan-drivers-see-no-savings...

    Andre Clark, 58, of Warren, is among the 11% of Michigan drivers — and 17% in Wayne County — who have chosen to drop PIP coverage, an option that didn't exist before the new law.

  4. Penalties for driving without insurance in Michigan - AOL

    www.aol.com/finance/driving-without-insurance...

    Michigan auto insurance policies also come with the unlimited PIP medical option as the default coverage limit; however, there are a total of six PIP options to choose from: Unlimited coverage Up ...

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  6. Full tort and limited tort automobile insurance - Wikipedia

    en.wikipedia.org/wiki/Full_tort_and_limited_tort...

    Full tort and limited tort automobile insurance options were instituted by the state of Pennsylvania in an attempt to decrease the number of pain and suffering lawsuits in Pennsylvania courts. Concerned about the high rates of automobile insurance, Pennsylvania enacted mandatory personal injury protection (PIP) insurance coverage in the attempt ...

  7. Michigan Department of Insurance and Financial Services

    en.wikipedia.org/wiki/Michigan_Department_of...

    On January 17, 2013, Governor Rick Snyder ordered that the Office of Financial and Insurance Regulation (OFIR) be transfer out of the Michigan Department of Licensing and Regulatory Affairs to form a new principal department, the Michigan Department of Insurance and Financial Services, effective March 19, 2013. [3]

  8. Michigan car insurance laws - AOL

    www.aol.com/finance/michigan-car-insurance-laws...

    Minimum insurance requirements: Drivers must carry at least a minimum of 50/100/10 liability insurance, Personal Injury Protection (PIP) and Property Protection Insurance (PPI). The state’s ...

  9. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...