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Allstate - Wikipedia ... Allstate
Vehicle insurance in the United States
The check is from a third-party claim. ... Many insurance companies will issue a claim check as a two-party check to ensure that the money from the claim is used to repair the vehicle or take care ...
Insurance - Wikipedia ... Insurance
Liability insurance
Progressive Corporation
An insurance company has many duties to its policyholders. The kinds of applicable duties vary depending upon whether the claim is considered to be "first party" or "third party." Bad faith can occur in either situation—by improperly refusing to defend a lawsuit or by improperly refusing to pay a judgment or settlement of a covered lawsuit.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.