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2. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   Receiving a call, email or letter from a company purporting to be a debt collector can spark alarm. Before disclosing any information, look for these eight signs of a fake debt collection scam. 1 ...

3. Fair Debt Collection Practices Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Debt_Collection...

   The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.

4. Debt buyer (United States) - Wikipedia

   en.wikipedia.org/wiki/Debt_buyer_(United_States)

   Appearance. A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts. The debt buyer can then collect on its own ...

5. Fair debt collection - Wikipedia

   en.wikipedia.org/wiki/Fair_debt_collection

   Fair debt collection broadly refers to regulation of the United States debt collection industry at both the federal and state level. At the Federal level, it is primarily governed by the Fair Debt Collection Practices Act (FDCPA). [1] In addition, many U.S. states also have debt collection laws that regulate the credit and collection industry ...

6. What Is a Debt Validation Letter? Here’s What You ... - AOL

   www.aol.com/debt-validation-letter-receive-one...

   USA Today defines a debt verification letter as a document a consumer sends to request information about the debt. However, a debt validation letter is different. This is a document sent by a ...

7. What is the statute of limitations on debt? - AOL

   www.aol.com/finance/statute-limitations-debt...

   The statute of limitations on debt is the time debt collectors have to sue you for payment on old debts. Once the statute of limitations expires, collectors can’t win a court order for repayment ...