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2007: CIBIL Score, India’s first generic risk scoring model for banks and financial institutions, was introduced. [12] 2010: Two firsts for the credit industry in India with the launch of: CIBIL Detect: India's first repository for information on high-risk activity. [13] CIBIL Mortgage Check: The first centralized database on mortgages in ...
A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]
Reserve Bank of India has continued to take necessary steps for strengthening the credit environment in India and the awareness about the importance of credit score has increased multi fold. With employers, prospect marriage match, property owners, schools etc. have started asking for the individuals to share their Credit score prior to ...
The Special Marriage Act, 1954, provides a form of civil marriage to any citizen irrespective of religion, thus permitting any Indian to have their marriage outside the realm of any specific religious personal law. [20] The law applied to all of India, except Jammu and Kashmir. In many respects, the act was almost identical to the Hindu ...
Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) is a central online security interest registry of India. It was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different banks.
The fees charges are ₹107 if the PAN card is to be received in India and ₹989 if the PAN Card is to be received at a foreign location. Note that the online application only eliminates data entry errors. One still needs to mail the application with photographs to India-based centers. The application requires two photographs.
The Foreign Marriage Act, 1969 is an Act of the Parliament of India enacted on 31 August 1969. [1] It was enacted due to the recommendations of the Third Law Commission with the object of streamlining the law relating to recognition of marriages solemnized outside India between Indian citizens, or an Indian citizen and a foreign citizen.
The sambandham system of marriage was not recognised by the British colonial government. The civil courts refused jurisdiction, principally because the relationship could so easily be dissolved by either party to it and because there were no rights of property connected to it. [2]