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2007: CIBIL Score, India’s first generic risk scoring model for banks and financial institutions, was introduced. [12] 2010: Two firsts for the credit industry in India with the launch of: CIBIL Detect: India's first repository for information on high-risk activity. [13] CIBIL Mortgage Check: The first centralized database on mortgages in ...
Civil registration is the system by which a government records the vital events (births, marriages, and deaths) of its citizens and residents.The resulting repository or database has different names in different countries and even in different subnational jurisdictions.
It records repayment history, defaults and frauds on loans and credit facilities extended to individuals or businesses across the country. These services help lenders to analyse the risk profile of the borrower before extending new credit and keep non-performing loans in check. [12]
Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) is a central online security interest registry of India.It was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different banks.
Reserve Bank of India has continued to take necessary steps for strengthening the credit environment in India and the awareness about the importance of credit score has increased multi fold. With employers, prospect marriage match, property owners, schools etc. have started asking for the individuals to share their Credit score prior to ...
A Russian marriage certificate, issued 2014. A certificate of marriage is the only legally valid document on the registration of marriage in Russia. Issued in the certification of the fact of state registration of the civil status act, signed by the head of the registry office and is sealed with its seal. [11]
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The Uniform Civil Code is a proposal in India to formulate and implement personal laws of citizens which apply on all citizens equally regardless of their religion. Currently, personal laws of various communities are governed by their religious scriptures. [1] Personal laws cover marriage, divorce, inheritance, adoption and maintenance.