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  2. New Jersey Department of Community Affairs - Wikipedia

    en.wikipedia.org/wiki/New_Jersey_Department_of...

    The DH works with municipalities, non-profit organizations, private developers, and the New Jersey Housing Mortgage Financing Agency to promote community development by facilitating homeownership and housing. The DH oversees Section 8 housing assistance programs, which are funded by the United States Department of Housing and Urban Development ...

  3. HOME Investment Partnerships Program - Wikipedia

    en.wikipedia.org/wiki/HOME_Investment...

    Home purchase or rehabilitation financing assistance – In this type of activity, the HOME program may provide a down payment for the purchase of a housing unit to a financial institution, thereby reducing the monthly mortgage payment of the loan balance for a low-income family that otherwise could not afford the monthly payment. The down ...

  4. Hardest Hit Fund - Wikipedia

    en.wikipedia.org/wiki/Hardest_Hit_Fund

    The United States Treasury established the Hardest Hit Fund in February 2010, to provide targeted aid to states hit hardest by the subprime mortgage crisis which began in 2007. Each state housing agency gathered public input to implement programs designed to meet the distinct challenges struggling homeowners in their state were facing.

  5. Housing and Economic Recovery Act of 2008 - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Economic...

    The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

  6. Tax Credit Assistance Program - Wikipedia

    en.wikipedia.org/wiki/Tax_Credit_Assistance_Program

    The Tax Credit Assistance Program (TCAP) is a Federal housing grant program administered by HUD which assists Low Income Housing Tax Credit (LIHTC) projects funded during 2007, 2008 and 2009. The TCAP program is part of the American Recovery and Reinvestment Act which was signed by President Obama on February 17, 2009. The program is designed ...

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  8. Cash-out refinance for energy-efficient improvements - AOL

    www.aol.com/finance/cash-refinance-energy...

    The U.S. Department of Energy’s Weatherization Assistance Program, for example, offers low-income borrowers weatherization services, such as attic ventilation, solar screens and weatherstripping ...

  9. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

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