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When a traffic stop is made, a warning issued by the officer is a statement that the motorist has committed some offense, but is being spared the actual citation. Officers use their own discretion whether to issue a citation or warning. [1]
Also called accident forgiveness, ticket forgiveness in car insurance refers to a policy endorsement that protects a driver from premium rate increases following their first at-fault accident or ...
In Illinois, your first violation will result in a minimum $500 fine and a suspension of your vehicle’s license plates. If you are caught driving a vehicle with suspended license plates, you may ...
In addition, some vendors and insurance companies offer what is called "Total Loss Coverage." This is similar to ordinary GAP insurance but differs in that instead of paying off the negative equity on a vehicle that is a total loss, the policy provides a certain amount, usually up to $5000, toward the purchase or lease of a new vehicle.
There are many competing claims as to the first speeding ticket ever issued depending whether the claim goes by the first traffic violation or the first paper ticket ever issued. Great Britain may have the earliest claim with the first person to be convicted of speeding, Walter Arnold of East Peckham , Kent, who on 28 January 1896 was fined for ...
A red sedan and a blue one with the same specs are going to be treated exactly the same." Insurance companies focus on factors that actually affect risk and repair costs: Make and model of the vehicle
The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured, or their designated beneficiary or assignee. The amount of money charged by the insurer to the policyholder for the coverage set forth in the insurance policy is called the premium. If ...
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