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  2. Why is good credit so important? - AOL

    www.aol.com/finance/why-good-credit-important...

    If you have both revolving credit (like credit cards) and installment credit (like a mortgage or a car loan), your credit score might increase by a few points. However, you can still build and ...

  3. I have good credit. Why don’t I qualify for that card? - AOL

    www.aol.com/finance/good-credit-why-don-t...

    Here’s what to know about how credit issuers make their application decisions, and what you can do if you are turned down for a credit card with a good credit score. Issuers consider factors ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

  5. What is considered a fair credit score? - AOL

    www.aol.com/finance/considered-fair-credit-score...

    For example, if you were planning to buy a new car for $30,000 with a 36-month auto loan in California, you’d pay significantly more for the same loan with a fair credit score of 600 than with a ...

  6. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate.

  7. I have 4 million credit card points on my credit card – what ...

    www.aol.com/4-million-credit-card-points...

    Apply the points to her monthly credit card bill as an account credit. It would probably take her a couple months to use all these points, if she's charging $20,000 a month to her card.

  8. From cash back to points, credit cards can pay off for you ...

    www.aol.com/cash-back-points-credit-cards...

    And the perks of credit cards of course aren’t exclusive to the holidays − they can provide many benefits year-round.If you need some ideas on which credit cards are the best for your needs ...

  9. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

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