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2. What is a personal loan? What you should know before ... - AOL

   www.aol.com/finance/personal-loan-213206505.html

   Refinancing an existing loan: If you took out a bad credit loan and your scores have improved, you can look into refinancing an existing loan for a lower rate or monthly payment. Common mistakes ...

3. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Lenders advertise the cost of a personal loan with an annual percentage rate, which represents the interest rate and fees you pay over one year, expressed as a percentage of the loan balance ...

4. Refinancing - Wikipedia

   en.wikipedia.org/wiki/Refinancing

   Refinancing is the replacement of an existing debt obligation with another debt obligation under a different term and interest rate. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness ...

5. Personal loan vs. home equity loan: Which should you use for ...

   www.aol.com/finance/personal-loan-vs-home-equity...

   Typical features. Personal loan. Home equity loan. Rates. 8% to 36%. Varies based on the prime rate. Loan amounts. $2,000 to $50,000. Up to 85% of your home’s value

6. Dave Ramsey: Here’s the One Debt You Should Refinance Now ...

   www.aol.com/finance/dave-ramsey-one-debt...

   “When people refinance their personal debts and do a debt consolidation loan, what they end up doing usually is just getting a lower payment, maybe a slightly lower interest rate, but they’ve ...

7. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Personal loan lenders may charge origination fees up to 10 percent of the amount you borrow, and the cost is typically deducted from your loan funds. Padding your loan amount before you apply may ...