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  2. Have Bad Credit? You Can Still Consolidate Some of Your ...

    www.aol.com/finance/bad-credit-still-consolidate...

    Because the U.S. Department of Education doesn’t run a credit check as part of the application process, borrowers with bad credit can still consolidate their student loans, says Tate Law.

  3. Subsidized vs. Unsubsidized Loans: Which Is Better for ... - AOL

    www.aol.com/finance/subsidized-vs-unsubsidized...

    Most students need to use federal student loans or private student loans to fund their college education. When you take out federal student loans to pay for school, you may be considering ...

  4. How to refinance student loans with bad credit - AOL

    www.aol.com/finance/refinance-student-loans-bad...

    If you have bad credit, you may be motivated to refinance your student loans to lower monthly payments. However, many lenders require a minimum credit score in the mid-to-high 600s.

  5. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    Low-income students often prefer grants and scholarships over loans because of their difficulty repaying them. In 2004, 88.5% of Pell Grant recipients who had bachelor's degrees graduated with student loan debt. After college, students struggle to break into a higher income bracket because of the loans they owe.

  6. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    The Unsubsidized Stafford Loan and Grad PLUS loans are non-need-based loans available for both undergraduate and graduate students who do not qualify for need-based financial aid. [ 16 ] Even though these loans are not subsidized, interest rates are set by Congress, the programs are closely supervised, and they provide many protections that ...

  7. Student loan - Wikipedia

    en.wikipedia.org/wiki/Student_loan

    [39] [40] [41] There is a comparison between these accounts and the college credit card trend in America during the 2000s, though the amounts owed by students on their student loans are almost always higher than the amount owed on credit cards. [42] Student loans cannot be discharged in a bankruptcy proceeding unless the debtor can demonstrate ...

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