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At 62, she retired from a job paying almost $60,000 a year and opted to take Social Security early. She received $1,290 a month, about $400 a month less than if she had waited until 67.
One of the simplest, most effective ways to dramatically boost your retirement income is to delay claiming Social Security. Filing early will result in smaller checks, while delaying could boost ...
Year of birth. Full retirement age. 1937 and before. 65. 1938-1942. 65 + 2 months for each year past 1937. 1943-1954. 66. 1955-1959. 66 + 2 months for each year past 1954
Upon turning 62, you qualify to receive early Social Security benefits. But if you do so, the SSA pays out only reduced benefits until you reach full retirement age (FRA).
In fact, 43% of baby boomers say Social Security will be their primary income source in retirement, a 2024 report from the Transamerica Center for Retirement Studies found.
Calculating your Social Security benefit. The average monthly Social Security benefit for a retired worker is $1,909 (as of January 2024). But that number could be much less if you don’t work ...
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