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The best savings accounts for kids offer competitive APYs, easy access to funds and engaging financial literacy tools that teach children how money works.
The best kids savings accounts have no monthly fees and strong rates. They include Alliant Credit Union Kids Savings Accounts, First Tech Federal Credit Union Start Up Savings,...
Here are some of the best savings accounts for kids, including those that require no minimum balances, charge no fees or provide ways to eliminate them and offer competitive APYs.
Best savings accounts for kids. Best for earning a high APY: Alliant Credit Union Kids Savings Account; Best for setting savings goals: Capital One Kids Savings Account
Compare the best youth savings accounts. We evaluated ease of use, fees, interest rates, and more, arriving at expert-rated picks like Capital One, USAlliance, and Alliant Credit...
Top children's savings accounts. Teach your kids to save at up to 5.55% interest. Temi Sogbuyi. Updated 5 November 2024. Some children's savings accounts offer comparable or even better rates than adult accounts.
Best Savings Accounts for Kids. Chase First Banking℠ Account: Best Brick-and-Mortar Bank. Capital One 360 Kids Savings Account: Best Online Bank. Alliant Credit Union Kids Savings...
Capital One offers a savings account for kids of any age, as well as a checking account for kids ages 8+.
Pros. High APY. Alliant will pay the $5 minimum opening deposit. Multiple financial education tools available. Cons. No savings bonus. Best For. Kids starting to save very early in life. The Kids Savings Account from Alliant Credit Union received a near perfect score in our study.
Best overall: CIT Savings Connect. Best for few fees: Discover® Online Savings Account. Best for spending and saving: Step Visa Card. Best for teens: Capital One 360 Performance Savings. Best for savings roundups: Ally Bank Savings Account. Best for growing with your child: Alliant Kids Savings Account.