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2. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   They won’t negotiate a lower settlement amount but will request reduced interest rates and fees to help you get out of debt faster. Debt settlement: This is when you negotiate to settle the debt ...

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Reduces the overall amount owed: When you settle credit card debt, you offer the lender a settlement figure that’s lower than the total balance owed, meaning you end up paying less than your ...

4. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Key takeaways. You might consider going through the debt settlement process if you have a lot of credit card debt. You can negotiate with the card issuer yourself or work with a reputable debt ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A portion of each payment is taken as fees for the debt settlement company, and the rest is put into the trust account. The consumer is told not to pay anything to the creditors. The debt settlement company's fees are usually specified in the enrollment contract, and may range from 10% to 75% of the total amount of debt to be settled. [13]

6. What to do when you get sued for credit card debt - AOL

   www.aol.com/finance/sued-credit-card-debt...

   Going to court for credit card debt can be time-consuming and expensive, and many debt collectors are more than happy to negotiate a debt settlement plan instead. 4. Contact an attorney

7. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   You can also include debt repayment in your budget — ideally, you’d repay your debt first before making discretionary purchases like meals out, new clothes or concerts. Cope recommends the 50 ...