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A $25,000 car loan financed over five years at a 4 percent interest rate requires a monthly payment of $460. You can use an auto loan calculator to do the math for your prospective loan.
If you have some extra funds and are thinking about paying off your low-interest car loan, consider instead investing in your retirement fund or even buying a few stocks on your own. The average ...
What to look for: NIH Federal Credit Union offers standard beginning APRs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48 months and 2.99% ...
When buying a car, one rule of thumb is the 20/4/10 guideline, which suggests putting 20% down on a 4-year car loan, with monthly payments that do not exceed 10% of your monthly income.
If you refinance an auto loan, you can benefit from an APR as low as 5.29 percent for up to thirty-six months. Should You Get an Auto Loan From Your Bank or the Dealership?
Bankrate tip. Experts recommend a down payment of at least 20 percent, but if that’s too much, just put down what you can afford. 3. Research. Prepare as much as possible so you’re not caught ...
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