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2. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   These inquiries are more like background checks and don’t affect your credit score in any way. It’s easy to wonder how much credit inquiries affect your credit score, especially if you’re ...

3. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   Don’t worry — checking your credit report won’t affect your score. Keep in mind: The credit score you see on free credit reports might be slightly different from the score mortgage lenders ...

4. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   That’s because your average age of accounts and credit utilization — two factors that affect your credit score — may be negatively impacted. But the effect shouldn’t be too drastic or long ...

5. How to build credit without a credit card - AOL

   www.aol.com/finance/build-credit-without-credit...

   Your recent credit inquiries: Hard inquiries on your credit report, which show up when you apply for a new credit card or loan, can temporarily negatively affect your score. 7 ways to build credit ...

6. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Making consistent, on-time payments on your HELOC, personal loan or balance transfer credit card will help boost your overall credit score over time. Credit bureaus like to see an on-time payment ...

7. Can anyone check my credit without permission? - AOL

   www.aol.com/finance/anyone-check-credit-without...

   Keep in mind: A lender cannot obtain your credit report stating that it is for the purpose of deciding whether to grant you a loan and then use the information for other purposes. Doing so ...