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2. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   No-credit-check loans do not require a review of your credit score, which can make them convenient if you have bad credit. But they can be risky and often have extremely high interest rates and ...

3. I’m a Gen Xer Living Paycheck to Paycheck: Here’s My Monthly ...

   www.aol.com/m-gen-xer-living-paycheck-180121616.html

   When Christy F. checks her bank balance every month, she holds her breath. At 52, the Denver sales administrator never expected to be living paycheck to paycheck -- but she's far from alone. A new...

4. Second mortgage - Wikipedia

   en.wikipedia.org/wiki/Second_mortgage

   Interest rates on such loans are fixed for the entire loan term, both of which are determined when the second mortgage is initially granted. [17] These close ended loans require borrowers to make principal-and-interest repayments on a monthly basis in a process of amortisation. [18] The interest repayments are the costs associated with ...

5. Insurance - Wikipedia

   en.wikipedia.org/wiki/Insurance

   Mortgage insurance is a form of credit insurance, although the name "credit insurance" more often is used to refer to policies that cover other kinds of debt. Many credit cards offer payment protection plans which are a form of credit insurance. Trade credit insurance is business insurance over the accounts receivable of the insured. The policy ...

6. Federal Housing Administration - Wikipedia

   en.wikipedia.org/wiki/Federal_Housing_Administration

   Notably, 1 in 16 FHA loan borrowers maintains a credit score below 600, while the average credit score among first-time FHA loan borrowers stands at 677. These first-time homebuyers account for 82% of all FHA purchase loans. Additionally, 23% of all homebuyers opt for an FHA loan, with 28% of those aged 37 or younger choosing this financing option.

7. 2000s United States housing market correction - Wikipedia

   en.wikipedia.org/wiki/2000s_United_States...

   American Home Mortgage said that it would earn less and pay out a smaller dividend to its shareholders because it was being asked to buy back and write down the value of Alt-A loans made to borrowers with decent credit; causing company stocks to tumble 15.2 percent. The delinquency rate for Alt-A mortgages has been rising in 2007.